EquipTrust Financial, LLC–President:
Mitchell Easley​​​
After years of success in this industry—I wanted to build something different, something better. That’s how EquipTrust Financial was born. By focusing our efforts on real partnerships with dealerships, this allows us to secure better terms for customers and offer dealers the most competitive incentive in the industry. When a buyer needs financing, they send them our way—we handle the rest. Ultimately, both dealerships & buyers deserve to work with a company whose leadership is confident enough to stand behind their product with their name—and their face. That’s real accountability. That’s EquipTrust Financial.
Contact:
​Phone Number: 402-314-4958
Email Address: Mitchell-Easley@EquipTrustFinancial.com​
Our Mission
Equipment financing for businesses of all sizes, providing fast, flexible, and reliable solutions. Whether you're purchasing construction, agricultural, or trucking equipment, we streamline the process with quick approvals and funding in as little as 24-48 hours. We’re committed to helping businesses grow with minimal delays, while offering unparalleled incentives in the industry to our partners across the nation, all while finding the best commercial terms for buyers.
Investing in Equipment: Lease or Loan?
Purchasing equipment is a major investment for any business. From specialized machinery to commercial vehicles, costs can add up quickly—making it tough to fund with cash alone. That’s where equipment financing comes in. Whether you're in agriculture, construction, or transportation, smart financing can ease the financial burden and keep your operations moving.
Understanding Your Options
When financing equipment, businesses often ask: Should I lease or take out a loan? Each option has pros and cons depending on your cash flow, tax strategy, and long-term goals.
Leasing Equipment
Leasing allows you to acquire equipment with little to no upfront cost. It's essentially a rental agreement, often with the option to purchase or return the equipment at the end of the term. Leasing is ideal for businesses with limited capital or for equipment that may become outdated quickly. However, since you're not building equity, leasing can be more expensive over time—especially if you need the equipment long-term.
Financing with a Loan
An equipment loan gives you full ownership of the asset. While loans often require a down payment, they result in lower total costs over time and allow you to build equity. Once the loan is paid off, there are no more monthly payments—just an asset that adds value to your business.
What Can You Finance?
No matter the industry, equipment loans can support large, essential purchases. Some commonly financed items include:
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Farm Equipment – Tractors, harvesters, irrigation systems
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Construction Machinery – Excavators, skid steers, bulldozers
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Turf & Lawn Equipment – Mowers, aerators, landscape trailers
With the right financing partner, you can invest confidently in the tools your business needs to thrive.
Factors That Affect Equipment Loan Interest Rates
Interest rates vary based on loan size, term length, and several other key factors:
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Credit History – Strong personal and business credit can lower your rate.
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Business Stability – Established, revenue-generating businesses often receive better terms.
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Equipment Value – Newer equipment with good resale value usually qualifies for lower rates.
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Market Conditions – National interest rates, influenced by the Federal Reserve, affect all loans.
Applying for an Equipment Loan
The process is quick and fully online. You’ll need:
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Equipment type, model, and listing (if available)
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Personal contact info and Social Security verification
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Business structure, revenue, and tax ID
Additional Costs to Consider
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Loan Terms – Higher rates increase total cost. Work with experts who prioritize your success.
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Down Payments – Often little to none with us.
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Taxes & Insurance – May apply based on location and lender requirements.
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Shipping – Need it shipped? We’ve got a partner, and it can be rolled into your loan.
Tax Benefits
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Interest Deductions – Loan interest may be deductible.
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Section 179 – Write off the full cost of qualifying equipment in the year purchased.
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Bonus Depreciation – Accelerated deductions available for new purchases.
Secure Your Equipment Financing Today
Our team makes it simple to get the funding your business needs—with expert support, fast approvals, and flexible terms. Apply today and move your business forward with confidence.