Privacy Policy

EquipTrust Financial, LLC

Effective Date: 1/30/2025

At EquipTrust Financial L.L.C. ("Company," "we," "our," or "us"), we recognize the importance of protecting your privacy and safeguarding your personal information. This Privacy Policy outlines our commitment to maintaining the confidentiality, integrity, and security of the data we collect from our clients and website visitors.

1. Information We Collect We collect various types of information to provide and improve our financial services. This includes:

   • Personal Information: Identifying details such as name, mailing address, email address, phone number, date of birth, and government-issued identification.

   • Financial Information: Banking details, payment history, credit scores, and other financial data necessary for conducting transactions and providing financial services.

   • Technical Information: IP addresses, browser types, device identifiers, and usage data collected through cookies and other tracking technologies to enhance website functionality and security.

   • Other Information: Any additional information you voluntarily provide, including inquiries, feedback, and communications with our customer service team.

2. How We Use Your Information We use the information we collect for the following purposes:

   • Delivering financial products and services tailored to your needs.

   • Processing transactions and verifying identities for security purposes.

   • Enhancing fraud prevention measures and ensuring regulatory compliance.

   • Communicating important updates, promotions, and service improvements.

   • Conducting internal analytics to enhance user experience and website performance.

   • Meeting legal obligations and responding to government requests when required.

3. Information Sharing & Disclosure We do not sell, trade, or rent your personal information. However, we may share information in the following circumstances:

   • With Service Providers: We engage trusted third-party vendors for essential services such as payment processing, IT support, security enhancements, and customer service. These providers are bound by strict confidentiality agreements.

   • For Legal & Regulatory Compliance: If required by law, court order, or regulatory authorities, we may disclose personal information to comply with legal obligations or enforce our policies.

   • In Business Transfers: If EquipTrust Financial L.L.C. undergoes a merger, acquisition, or asset sale, customer data may be transferred as part of the business transaction, subject to applicable legal protections.

4. Data Security & Protection

   • We implement stringent security measures to protect your personal and financial information from unauthorized access, misuse, or disclosure. Our safeguards include:

     • Encryption protocols to secure online transactions.

     • Secure storage systems and restricted data access policies.

     • Continuous monitoring and threat detection to prevent cyber threats.

     • While we strive to protect your data, no system is completely infallible. We encourage clients to take precautions, such as using strong passwords and keeping personal login credentials secure.

5. Your Rights & Choices

   • As a valued client, you have the following rights regarding your personal information:

     • Access & Updates: You may request access to or corrections of your personal data.

     • Data Deletion: You can request the deletion of your personal information, subject to regulatory and legal compliance requirements.

     • Opt-Out of Communications: You may unsubscribe from promotional emails by following the opt-out instructions provided in our communications.

     • Restrict Data Processing: Under certain circumstances, you can request limitations on how your data is processed. To exercise any of these rights, please contact us using the information provided below.

6. Cookies & Tracking Technologies

   • Our website uses cookies and similar technologies to enhance user experience, analyze traffic, and provide personalized content. You have the option to manage cookie settings through your web browser. Disabling cookies may affect the functionality of certain features on our site.

7. Third-Party Links & External Websites

   • Our website may contain links to third-party websites for informational purposes. EquipTrust Financial L.L.C. is not responsible for the privacy policies or practices of these external sites. We encourage users to review the privacy policies of any website they visit.

8. Policy Updates & Revisions

   • We may periodically update this Privacy Policy to reflect changes in our services, legal requirements, or industry standards. Any modifications will be posted on our website with the updated effective date. We encourage you to review this policy regularly to stay informed about how we protect your data.

9. Contact Information:

   • If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:

   • EquipTrust Financial, LLC 83579 553rd Ave, Norfolk, NE 68701

     • Email: CustomerSupport@EquipTrustFinancial.com

     • Phone: 402-314-4958

   • By using our services, you acknowledge that you have read and understood this Privacy Policy and agree to our data practices.