Terms of Use

Last Updated: 1/30/2025

Welcome to EquipTrust Financial. These Terms of Use ("Terms") govern your access to and use of our website, brokerage services, and financial products (collectively, the "Services"). By accessing or using our Services, you acknowledge and agree to comply with these Terms. If you do not agree with any part of these Terms, please do not use our Services.

1. Use of Services You agree to use our Services solely for lawful and investment-related purposes, in strict compliance with all applicable financial regulations. You may not use our Services to engage in unauthorized trading, fraudulent activities, market manipulation, or any other conduct that violates securities laws or industry standards. EquipTrust Financial reserves the right to suspend or terminate access to our Services if we determine that you have engaged in any prohibited activities.

2. Intellectual Property All content, trademarks, logos, trade names, and intellectual property displayed on this website are the exclusive property of EquipTrust Financial or its licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal or business investment purposes. Any reproduction, distribution, modification, or creation of derivative works without our prior written consent is strictly prohibited.

3. User Accounts & Security If you register for a brokerage account with EquipTrust Financial, you are responsible for maintaining the confidentiality of your login credentials and for any trading or financial activity conducted under your account. You agree to notify us immediately of any unauthorized access, security breaches, or suspicious activity related to your account. We reserve the right to disable or suspend accounts that we determine have been compromised or used in violation of these Terms.

4. Investment Risks & Disclaimers Investing in financial markets involves inherent risks, including the potential loss of principal. The Services provided by EquipTrust Financial are offered on an "as-is" and "as-available" basis, without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or reliability of any financial data, market analysis, or investment recommendations provided through our Services. You acknowledge that past performance is not indicative of future results and should conduct your due diligence or consult a licensed financial professional before making investment decisions.

5. Limitation of Liability To the fullest extent permitted by law, EquipTrust Financial, its affiliates, directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our Services. This includes but is not limited to, losses resulting from market fluctuations, trading decisions, technical failures, or reliance on information obtained through our platform. Your sole remedy for dissatisfaction with our Services is to discontinue use.

6. Third-Party Links & Market Data Our Services may include links to third-party websites, data providers, or financial tools. These third-party resources are provided for informational purposes only, and EquipTrust Financial does not endorse, guarantee, or assume responsibility for their accuracy, reliability, or content. You acknowledge that interactions with third-party providers are at your own risk and subject to their respective terms of service.

7. Fees & Charges By using our Services, you acknowledge and agree that certain fees, commissions, and transaction costs may apply to specific brokerage services. EquipTrust Financial reserves the right to update fee structures at any time, and users will be notified in advance of any significant changes. It is your responsibility to review and understand all applicable fees before engaging in transactions.

8. Privacy & Data Protection EquipTrust Financial is committed to protecting your privacy. Any personal information collected during your use of our Services is subject to our Privacy Policy, which details how data is gathered, stored, processed, and shared. We comply with applicable data protection laws, including GDPR and CCPA, and implement necessary security measures to safeguard user data.

9. Account Termination & Suspension EquipTrust Financial reserves the right to suspend or terminate user accounts at its sole discretion, with or without notice, in cases of suspected fraud, regulatory violations, misuse of Services, or other breaches of these Terms. Upon termination, users may lose access to funds or Services, subject to applicable laws and regulations.

10. Force Majeure EquipTrust Financial shall not be held liable for any failure or delay in performance caused by circumstances beyond our reasonable control, including but not limited to natural disasters, cyberattacks, regulatory restrictions, financial market disruptions, or technical failures. In such cases, we will take reasonable steps to mitigate the impact on our users.

11. Customer Support & Dispute Resolution We are committed to providing excellent customer service. If you have any questions or concerns regarding our Services, please get in touch with our support team at Support@EquipTrustFinancial.com. In the event of disputes, we encourage users to seek resolution through direct communication. If a resolution cannot be reached, disputes shall be resolved through binding arbitration or mediation by the laws of Nebraska. The arbitration shall be conducted by a recognized arbitration body, and the decision shall be final and enforceable in the courts of Nebraska.

12. Amendments & Modifications EquipTrust Financial reserves the right to amend, modify, or update these Terms at any time, at our sole discretion. Changes to these Terms will be effective immediately upon posting on this page. Your continued use of our Services following any modifications constitutes acceptance of the updated Terms. We encourage you to review these Terms periodically to stay informed of any changes.

13. Governing Law & Compliance These Terms shall be governed by and construed by the financial regulations and laws of Nebraska. Users agree to comply with all applicable securities laws, regulatory requirements, and ethical investment standards. Any disputes arising from or relating to these Terms shall be resolved exclusively in the courts of Nebraska.

14. Indemnification You agree to indemnify, defend, and hold harmless EquipTrust Financial, its affiliates, and employees from any claims, liabilities, damages, losses, or expenses arising from your violation of these Terms, misuse of the Services, or infringement of any rights of a third party.

15. Contact Information If you have any questions regarding these Terms or require assistance, please contact our support team at CustomerSupport@EquipTrustFinancial.com.